In the previous article, we discussed Physical Damage coverage, also knows as Comprehensive and Collision Insurance on your auto insurance policy, this is the part of your policy that pays to fix your car for things like: glass breakage, tree…
In the previous article, we discussed the Medical Payments section of an auto insurance policy, Medical Payment is a no-fault medical coverage that can provide medical expenses, pay your health insurance deductible, or provide for lost wages. This article will…
In the previous article, we discussed the Liability section of an auto insurance policy, including the limits and the policy’s primary function. This article will cover what is included in the auto liability section and your responsibility should you have…
In the previous article, we discussed the Liability section of an auto insurance policy, including the limits and the policy’s primary function. This article will cover what is included in the auto liability section and your responsibility should you have…
Liability insurance is a part of an auto insurance policy that takes care of your legal responsibility to others for bodily injury or property damage and provides for legal counsel if needed. It is also your best tool to protect…
Auto Insurance can be a little daunting and also frustrating. There are so many coverages, limits, and deductible options that can make it feel overwhelming. It can also be so frustrating because auto insurance typically is one of the more…
Every home insurance policy has a list of “triggers” that tell a policy to respond in the event of a claim. That list of triggers is referred to as “causes of loss” or “perils. For this article, I am going…
The purpose of insurance is to get you back into the position you were financially before a claim. The problem is, depending on the policy you have, you may be in for an unpleasant surprise. For this topic, we’re really…
We’re going to talk about some standard exclusions that are under any personal property policy. The policies I am referring to are either a homeowner, a condo, a renter’s policy, or a dwelling policy. Any of those sorts of policies…
Homeowners or Dwelling policy, which do you have? I want to talk to you just for a minute about homeowner insurance. We in the industry like to throw around many different terminologies and abbreviations to explain what we are selling…