The next two primary parts of the policy are bodily injury and property damage. These are the different parts of that coverage section of the liability insurance. What are under bodily injury? Medical bills, doctor visits, rehabilitation and prescription drugs…
Liability Insurance is the piece of that auto policy that protects you. It will take care of any sort of claims or payments that you are legally responsible for to somebody else for either bodily injury or property damage. The…
These are both coverages that you can buy on your auto insurance policy that would apply if you’re involved in an accident, where you’re not at fault, and the other people either don’t have enough insurance or have no insurance.…
Depending on the state you live in, and also just the vernacular that your agency uses, they might either call it medical payments, med pay, Pip, or personal injury, protection, all those things are very similar. Depending on your state…
We’re going to talk about physical damage coverage. That’s what we usually refer to in the insurance agencies, the physical damage part of your policy is going to include comprehensive and collision coverage. Now, both of these are coverages that…
You will need one of the different types of policies to protect your home but I’m not going to cover all of them. I’m gonna cover the six big ones that you will see most commonly. You need to be…
There are six different things inside of your Homeowners Policy that you really need to pay attention to. If you make a mistake here, it’ll cost you just tens or hundreds of 1000s of dollars, whenever you have a claim.…
There are typically two different types of perils and a lot of times we will refer to them as either Open Perils or Named Perils.We may call it a basic policy, a broad policy, or a special policy, sometimes we…
We, in the industry, like to throw around a lot of different terminologies to try to explain what it is that we’re selling to you. Unfortunately, sometimes those acronyms or initials, it is that we use don’t really mean a…
For this topic, we’re going to focus on your home policy home or dwelling policy, condo policy, or renters policy. Something that’s going to be more for the place where you live. Two terms that you’ll hear to get thrown…