Insurance can seem intimidating when looking at it from the outside, and a lot of that has to do with the amount of jargon in the industry. Instead of leaving you on your own to guess what something means, we have gathered* a list of words to help you when looking at small business insurance policies.
* The following definitions have been written by the National Association of Insurance Commissioners andInsurance Services Office Inc.
Louisiana auto owner, if you are in an accident, first, stay calm so you can make sure everyone is ok and then call the necessary emergency services to tend to the accident.
Navigating the ever-changing world of technology can be daunting. Products, platforms, tools and upgrades seem to roll out daily, throwing a wrench in what we know about protecting ourselves from data breaches and other security concerns. With all of these updates, it’s easy to inadvertently let your cybersecurity guard down. If you’re guilty of any of the following five common security slipups (a lot of us are!), Here are some solutions you need to remedy these risks.
Creating simple or predictable passwords that are easy to remember, but also very easy for a machine to guess.
Louisiana small business owners, when it comes to small business insurance, you don’t know what you don’t know — and that’s OK. One of the best pieces of advice I can give is: find a trustworthy agent to suggest insurance options that make the most sense for you and your business.
At Reed Insurance, we want you to be satisfied and protected with your Business Owner’s Policy (BOP). To provide some clarity about small business insurance, and help you feel comfortable with your coverage, I’ve answered commonly asked questions about BOPs.
Let’s get started!
For the purposes of this series we are focusing on the HO-3 since it is the most common.
Click here to start a quote. You may call or text me at 318-336-5203.
I’m pretty confident that if you asked anyone who has ever owned a rental property you would get an overwhelming response that it’s not as lucrative or easy as they thought it would be. In fact, owning a rental property can be a major pain, and end up costing you a ton of money!
I certainly don’t mean to be a “Debbie Downer”, and I know that if it’s done right it can be lucrative, but from an insurance agent’s perspective, I don’t see a lot of people doing it right.
So you’re probably thinking, “Well Chris, you are an insurance agent. What do you know about real estate or rental properties? Why should I take advice from you?”
I’m not a real estate agent, and I don’t own a rental property. However, several of my friends/family/clients/co-workers own rentals, and because I insure a bunch of their properties, I’ve had a first hand account of the process, and I’ve learned what to do, and what not to do.
I was recently asked this question by one of our Reed Insurance clients, and thought I would share the answer here for our readers.
There are a lot of things that go into homeowners and auto insurance rates, one of them being credit. I’ve heard a lot of complaints from people who don’t like the fact that insurance companies use credit in their underwriting.
Why do my Louisiana auto insurance rates keep going up even though my car is getting older?
First things first, even though it’s called car/auto insurance, it covers more than just your car. It should technically be called “auto-owners” insurance, similarly to how home insurance is actually called “home owners insurance”.
