Mississippi
American Modern
Payment options:
- Pay in full
- Semi-annual
- Quarterly
- Bi-monthly
- EZPay monthly (recurring)
Discount options:
- Paperless
- Paid in full
- Multi-policy
Coverage Options:
- Coverage A Min: 50000, 75000 for RC
- Guaranteed RC: Yes
- Umbrella option: Yes
Underwriting Guidelines:
- Central air required: yes
- Central Heat Required: yes
- Accept Asbestos siding: no
- Unacceptable dog breeds: Yes
- Wind/Hail: -
- Water Damage Limits: $10000
- Age Water Damage Limits applied: -
- Pool Eligible/requirement: Fenced 4ft with locking gate and screened enclosure
- Slide Eligible: yes
- Diving Board Eligible: yes
- Trampoline Eligible/requirement: no
- Age of construction minimum: no
- Roof age minimum: ACV for older than 20 years
- Crawl space acceptable: No open foundations
Policy Types Offered:
- Home
Other:
- -
Updates:
- -
ASI
Payment options:
- Pay in full/Mtg billed
- 2pay or 4pay
Discount options:
- -
Coverage Options:
- Coverage A Min: 100000
- Guaranteed RC: No
- Umbrella option: Yes
Underwriting Guidelines:
- Central air required: yes
- Central Heat Required: yes
- Accept Asbestos siding: no
- Unacceptable dog breeds: Yes
- Wind/Hail: -
- Water Damage Limits: for HO3 after h40 is restricted
- Age Water Damage Limits applied: -
- Pool Eligible/requirement: Fenced 4ft with locking gate and screened enclosure
- Slide Eligible: no
- Diving Board Eligible: no
- Trampoline Eligible/requirement: no
- Age of construction minimum: no
- Roof age minimum: Not > 10 years
- Crawl space acceptable: DP3 only
Policy Types Offered:
- Home
- Dwelling
- Condo
- Renters
Other:
- -
Updates:
- -
Encompass
Payment options:
- -
Discount options:
- -
Coverage Options:
- -
Underwriting Guidelines:
- -
Policy Types Offered:
- -
Other:
- -
Updates:
- -
Foremost (Star)
Payment options:
- Pay in full/Mtg billed
- 2pay
- 4 pay
- 10 pay
- Monthly
Discount options:
- Paid in full - no service fee
- Early shopping
- Smart home
- Fortified roof
Coverage Options:
- Coverage A Min: 20000
- Guaranteed RC: Yes (optional endorsements),
- Umbrella option: No
Underwriting Guidelines:
- Central air required: yes
- Central Heat Required: yes
- Accept Asbestos siding: Evaluate the condition
- Unacceptable dog breeds: Animal Liability Exclusion endorsement
- Wind/Hail: -
- Water Damage Limits: -
- Age Water Damage Limits applied: -
- Pool Eligible/requirement: Fenced 4ft with locking gate and screened enclosure
- Slide Eligible: no
- Diving Board Eligible: no
- Trampoline Eligible/requirement: Trampoline liability exclusion endorsement
- Age of construction minimum: no
- Roof age minimum: None
- Crawl space acceptable: Accepted as long as they are not considered as open foundations
Policy Types Offered:
- Home
- Renters
- Dwelling
- Condo
- Landlord
Other:
- -
Updates:
- -
Foremost Signature (MetLife)
Payment options:
- Monthly EFT
- CC
- Direct
- 1 pay
- 2 pay
- 4 pay
- 10 pay
Discount options:
- Multi-policy
- Paperless
Coverage Options:
- Coverage A Min: 100k
- Guaranteed RC: -
- Umbrella option: Yes
Underwriting Guidelines:
- Central air required: yes
- Central Heat Required: yes
- Accept Asbestos siding: no
- Unacceptable dog breeds: yes
- Wind/Hail: For owners & landlords: Min Cov A is $1000 (min deductible varies depending on counties)
- Water Damage Limits: 15k, 20k, 25k
- Age Water Damage Limits applied: -
- Pool Eligible/requirement: Fences preferred
- Slide Eligible: no
- Diving Board Eligible: no
- Trampoline Eligible/requirement: no
- Age of construction minimum: older than 2009
- Roof age minimum: Wood roofs - 12 years, Flat roofs - 10 years (All others 20 years)
- Crawl space acceptable: no
Policy Types Offered:
- Home
- Dwelling
- Landlord
- Condo
- Renters
Other:
- Wind/hail exclusion forms (if not received in 30 days, underwriting will take effect), Limited fungus/mold
Updates:
- Course of Construction(for ongoing construction coverage on home) , increase in Cov C
Heritage
Payment options:
- -
Discount options:
- -
Coverage Options:
- -
Underwriting Guidelines:
- -
Policy Types Offered:
- -
Other:
- -
Updates:
- -
Nationwide
Payment options:
- -
Discount options:
- -
Coverage Options:
- -
Underwriting Guidelines:
- -
Policy Types Offered:
- -
Other:
- -
Updates:
- -
Safeco
Payment options:
- Pay in full/Mtg billed
- 2 pay
- 4 pay
- 10 pay
- Auto deduction or CC
- Monthly manual pay
Discount options:
- Multi-policy
- Prime time discount
- Age of home credit
- Wind mitigation
Coverage Options:
- Coverage A Min: -
- Guaranteed RC: Yes
- Umbrella option: Yes
Underwriting Guidelines:
- Central air required: yes
- Central Heat Required: yes
- Accept Asbestos siding: no
- Unacceptable dog breeds: yes
- Wind/Hail: -
- Water Damage Limits: 50000
- Age Water Damage Limits applied: -
- Pool Eligible/requirement: Fences preferred
- Slide Eligible: Yes
- Diving Board Eligible: Yes
- Trampoline Eligible/requirement: Fences preferred
- Age of construction minimum: No
- Roof age minimum: Not older than 30 years
- Crawl space acceptable: Accepted as long as they are not considered as open foundations
Policy Types Offered:
- Home
- Renters
- Dwelling
- Condo
- Landlord
Other:
- -
Updates:
- -
Sagesure
Payment options:
- Mtg billed
- Paid in full
- 2 pay
- 4 pay
- 10 pay ( Payment plans have $7 fee unless in ezpay)
Discount options:
- Multi-policy
- Prime time discount
- Age of home credit
- Wind mitigation
Coverage Options:
- Coverage A Min: SURE HO3 program - max Cov A is 250k
- Guaranteed RC: Yes (if selected)
- Umbrella option: -
Underwriting Guidelines:
- Central air required: yes
- Central Heat Required: yes
- Accept Asbestos siding: no
- Unacceptable dog breeds: yes
- Wind/Hail: Does not offer wind coverage.
- Water Damage Limits: 25k
- Age Water Damage Limits applied: -
- Pool Eligible/requirement: Fences preferred
- Slide Eligible: Yes (with signed form)
- Diving Board Eligible: Yes (with signed form)
- Trampoline Eligible/requirement: Fences preferred
- Age of construction minimum: No
- Roof age minimum: Architectural shingles over 25 years, Three-tab shingles over 15 years
- Crawl space acceptable: Yes
Policy Types Offered:
- HO3
- HO5
Other:
- -
Updates:
- -
TPI (Tim Parkman Inc.)
Payment options:
- -
Discount options:
- -
Coverage Options:
- Coverage A: Maximum amount up to $400,000
- Guaranteed RC:
- Umbrella option:
Underwriting Guidelines:
- Central air required: -
- Central Heat Required:-
- Accept Asbestos siding: -
- Unacceptable dog breeds: -
- Water Damage Limits: -
- Age Water Damage Limits applied: -
- Pool Eligible/requirement: -
- Slide Eligible: -
- Diving Board Eligible: -
- Trampoline Eligible/requirement: -
- Age of construction minimum: -
- Roof age minimum: -
- Crawl space acceptable: -
- Maximum Liability Limit: -
- Maximum Coverage A: -
Policy Types Offered:
- HO3
- HO8
Other: