Mississippi

American Modern

Payment options:

  • Pay in full
  • Semi-annual
  • Quarterly
  • Bi-monthly
  • EZPay monthly (recurring)

Discount options:

  • Paperless
  • Paid in full
  • Multi-policy

Coverage Options:

  • Coverage A Min: 50000, 75000 for RC
  • Guaranteed RC: Yes
  • Umbrella option: Yes

Underwriting Guidelines:

  • Central air required: yes
  • Central Heat Required: yes
  • Accept Asbestos siding: no
  • Unacceptable dog breeds: Yes
  • Wind/Hail: -
  • Water Damage Limits: $10000
  • Age Water Damage Limits applied: -
  • Pool Eligible/requirement: Fenced 4ft with locking gate and screened enclosure
  • Slide Eligible: yes
  • Diving Board Eligible: yes
  • Trampoline Eligible/requirement: no 
  • Age of construction minimum: no
  • Roof age minimum: ACV for older than 20 years
  • Crawl space acceptable: No open foundations

Policy Types Offered:

  • Home

Other:

  • -

Updates:

  • -
ASI

Payment options:

  • Pay in full/Mtg billed
  • 2pay or 4pay

Discount options:

  • -

Coverage Options:

  • Coverage A Min: 100000
  • Guaranteed RC: No
  • Umbrella option: Yes

Underwriting Guidelines:

  • Central air required: yes
  • Central Heat Required: yes
  • Accept Asbestos siding: no
  • Unacceptable dog breeds: Yes
  • Wind/Hail: -
  • Water Damage Limits: for HO3 after h40 is restricted
  • Age Water Damage Limits applied: -
  • Pool Eligible/requirement: Fenced 4ft with locking gate and screened enclosure
  • Slide Eligible: no
  • Diving Board Eligible: no
  • Trampoline Eligible/requirement: no 
  • Age of construction minimum: no
  • Roof age minimum: Not > 10 years
  • Crawl space acceptable: DP3 only

Policy Types Offered:

  • Home
  • Dwelling
  • Condo
  • Renters

Other:

  • -

Updates:

  • -
Encompass

Payment options:

  • -

Discount options:

  • -

Coverage Options:

  • -

Underwriting Guidelines:

  • -

Policy Types Offered:

  • -

Other:

  • -

Updates:

  • -
Foremost (Star)

Payment options:

  • Pay in full/Mtg billed
  • 2pay
  • 4 pay
  • 10 pay
  • Monthly

Discount options:

  • Paid in full - no service fee
  • Early shopping
  • Smart home
  • Fortified roof

Coverage Options:

  • Coverage A Min: 20000
  • Guaranteed RC: Yes (optional endorsements),
  • Umbrella option: No

Underwriting Guidelines:

  • Central air required: yes
  • Central Heat Required: yes
  • Accept Asbestos siding: Evaluate the condition
  • Unacceptable dog breeds: Animal Liability Exclusion endorsement
  • Wind/Hail: -
  • Water Damage Limits: -
  • Age Water Damage Limits applied: -
  • Pool Eligible/requirement: Fenced 4ft with locking gate and screened enclosure
  • Slide Eligible: no
  • Diving Board Eligible: no
  • Trampoline Eligible/requirement: Trampoline liability exclusion endorsement
  • Age of construction minimum: no
  • Roof age minimum: None
  • Crawl space acceptable: Accepted as long as they are not considered as open foundations

Policy Types Offered:

  • Home
  • Renters
  • Dwelling
  • Condo
  • Landlord

Other:

  • -

Updates:

  • -
Foremost Signature (MetLife)

Payment options:

  • Monthly EFT
  • CC
  • Direct
  • 1 pay
  • 2 pay
  • 4 pay
  • 10 pay

Discount options:

  • Multi-policy
  • Paperless

Coverage Options:

  • Coverage A Min: 100k
  • Guaranteed RC: -
  • Umbrella option: Yes

Underwriting Guidelines:

  • Central air required: yes
  • Central Heat Required: yes
  • Accept Asbestos siding: no
  • Unacceptable dog breeds: yes
  • Wind/Hail: For owners & landlords: Min Cov A is $1000 (min deductible varies depending on counties)
  • Water Damage Limits: 15k, 20k, 25k
  • Age Water Damage Limits applied: -
  • Pool Eligible/requirement: Fences preferred
  • Slide Eligible: no
  • Diving Board Eligible: no
  • Trampoline Eligible/requirement: no
  • Age of construction minimum: older than 2009
  • Roof age minimum: Wood roofs - 12 years, Flat roofs - 10 years (All others 20 years)
  • Crawl space acceptable: no

Policy Types Offered:

  • Home
  • Dwelling
  • Landlord
  • Condo
  • Renters

Other:

  • Wind/hail exclusion forms (if not received in 30 days, underwriting will take effect), Limited fungus/mold

Updates:

  • Course of Construction(for ongoing construction coverage on home) , increase in Cov C
Heritage

Payment options:

  • -

Discount options:

  • -

Coverage Options:

  • -

Underwriting Guidelines:

  • -

Policy Types Offered:

  • -

Other:

  • -

Updates:

  • -
Nationwide

Payment options:

  • -

Discount options:

  • -

Coverage Options:

  • -

Underwriting Guidelines:

  • -

Policy Types Offered:

  • -

Other:

  • -

Updates:

  • -
Safeco

Payment options:

  • Pay in full/Mtg billed
  • 2 pay
  • 4 pay
  • 10 pay
  • Auto deduction or CC
  • Monthly manual pay

Discount options:

  • Multi-policy
  • Prime time discount
  • Age of home credit
  • Wind mitigation

Coverage Options:

  • Coverage A Min: -
  • Guaranteed RC: Yes
  • Umbrella option: Yes

Underwriting Guidelines:

  • Central air required: yes
  • Central Heat Required: yes
  • Accept Asbestos siding: no
  • Unacceptable dog breeds: yes
  • Wind/Hail: -
  • Water Damage Limits: 50000
  • Age Water Damage Limits applied: -
  • Pool Eligible/requirement: Fences preferred
  • Slide Eligible: Yes
  • Diving Board Eligible: Yes
  • Trampoline Eligible/requirement: Fences preferred
  • Age of construction minimum: No
  • Roof age minimum: Not older than 30 years
  • Crawl space acceptable: Accepted as long as they are not considered as open foundations

Policy Types Offered:

  • Home
  • Renters
  • Dwelling
  • Condo
  • Landlord

Other:

  • -

Updates:

  • -
Sagesure

Payment options:

  • Mtg billed
  • Paid in full
  • 2 pay
  • 4 pay
  • 10 pay ( Payment plans have $7 fee unless in ezpay)

Discount options:

  • Multi-policy
  • Prime time discount
  • Age of home credit
  • Wind mitigation

Coverage Options:

  • Coverage A Min: SURE HO3 program - max Cov A is 250k
  • Guaranteed RC: Yes (if selected)
  • Umbrella option: -

Underwriting Guidelines:

  • Central air required: yes
  • Central Heat Required: yes
  • Accept Asbestos siding: no
  • Unacceptable dog breeds: yes
  • Wind/Hail: -
  • Water Damage Limits: 25k
  • Age Water Damage Limits applied: -
  • Pool Eligible/requirement: Fences preferred
  • Slide Eligible: Yes (with signed form)
  • Diving Board Eligible: Yes (with signed form)
  • Trampoline Eligible/requirement: Fences preferred
  • Age of construction minimum: No
  • Roof age minimum: Architectural shingles over 25 years, Three-tab shingles over 15 years
  • Crawl space acceptable: Yes

Policy Types Offered:

  • HO3
  • HO5

Other:

  • -

Updates:

  • -
TPI (Tim Parkman Inc.)

Payment options:

  • -

Discount options:

  • -

Coverage Options:

  • Coverage A: Maximum amount up to $400,000
  • Guaranteed RC: 
  • Umbrella option: 

Underwriting Guidelines:

  • Central air required: -
  • Central Heat Required:-
  • Accept Asbestos siding: -
  • Unacceptable dog breeds: -
  • Water Damage Limits: -
  • Age Water Damage Limits applied: -
  • Pool Eligible/requirement: -
  • Slide Eligible: -
  • Diving Board Eligible: -
  • Trampoline Eligible/requirement: -
  • Age of construction minimum: -
  • Roof age minimum: -
  • Crawl space acceptable: -
  • Maximum Liability Limit: -
  • Maximum Coverage A: -

Policy Types Offered:

  • HO3
  • HO8

Other:

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