Tips for choosing a roofing contractor

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Choose a Local Contractor

Local contractors are not just operating locally now,
but have an established business and reputation
in the community. Often times after a major storm,
roofing contractors from neighboring states will
set up shop temporarily. Usually when the work is
finished, they return to their home state. By choosing
a truly local contractor, you will have someone that
will be around if issues arise later.

Make Sure the Contractor is Licensed

Most states require contractors to be licensed.
You can ask the roofing contractor for a copy of their
license or most states have licensing bureaus with
websites where you can look up the licensing
information. Some states require a separate license
for residential and commercial roofing contractors.
Check to make sure the roofing contractor has the
correct type of license.

Ask About Insurance Coverage

Make sure the contractor has worker’s compensation
and liability insurance. Ask the contractor to provide
you with a copy of the certificate. To take it a step
further, you can call their insurance agent or carrier to
confirm that the certificates are valid.

Avoid Door-to-Door Roofing Salesmen

Choose a roofer from a referral or a sign in your area
that has a satisfied client on the other end. Ask the
contractor to provide you with a list of past customers
you can call. You can also contact your agent and ask
for a recommendation. Don’t sign an intent letter.
Wait to see the contract and take your time reviewing
it. Make sure the contract is complete and includes
the cost for the work.

Handle Your Own Claim

Contractors who say they are “a claim specialist” or
can “handle your insurance claim” may be breaking
the law. In most states, it is illegal for contractors
to act on behalf of the insured when negotiating an
insurance claim. Any contractor who opens the door
to potential legal action is not acting in your best

Don’t Give in to Pressure

Be wary of a contractor who pressures you to sign a
contract before the insurance company has estimated
the damage. Some contractors say they can work with
whatever your insurance company settles on.

Make Sure the Old Roof is Removed

Local code may allow for an additional layer of shingles
over an old roof, but your insurance has likely included
the cost to tear the old roof off. While avoiding this
step can reduce the cost of a new roof, adding another
layer of roofing adds additional weight, and does notallow for a proper inspection of the roofing material
below the first layer.

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Beaux Pilgrim, CEO

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Beaux Pilgrim
Reed Insurance

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